Japan Travel & Relocation Guide

Where Tradition Meets Tomorrow — The Land of the Rising Sun

Key facts

Frequently asked questions

Can I work remotely in Japan on a tourist visa?

No. Working in Japan (even remotely for foreign clients) without proper work authorization is technically illegal. Japan introduced a Digital Nomad Visa in 2024 for stays up to 6 months — you must earn ¥10M+ annually and be a national of a tax treaty country. Alternatively, obtain a proper work visa through a Japanese employer.

How fast can I get permanent residence?

The standard path requires 10 years of continuous residence. However, the Highly Skilled Professional (HSP) visa dramatically accelerates this: 80+ points grants PR eligibility after just 1 year, and 70+ points after 3 years. Spouses of Japanese nationals can apply after 1-3 years of marriage and residence.

Does Japan allow dual citizenship?

No. Japan strictly enforces single nationality. If you naturalize as a Japanese citizen, you must renounce all other citizenships. Japanese citizens born with dual nationality (e.g., born abroad to a Japanese parent) are expected to choose one nationality by age 20 (Japan lowered the age of majority to 18 in April 2022; the dual-nationality deadline was adjusted accordingly). Enforcement has historically been inconsistent.

Can I open a bank account before I have been in Japan 6 months?

Most major banks (MUFG, SMBC, Mizuho) require 6 months of residence. However, Japan Post Bank (ゆうちょ銀行) and Shinsei Bank are more flexible and often open accounts for new arrivals. You will need your Residence Card, passport, My Number, and proof of address. Some banks also accept applications if you have a letter of employment from a Japanese company.

Do I need a hanko (personal seal) for everything?

Less than before. Japan has been digitizing rapidly since 2020. Many government forms, bank applications, and contracts now accept signatures in place of hanko for foreigners. However, a registered seal (jitsuin/実印) is still required for property purchases, car registration, and some major contracts. You can have a custom hanko carved with your name in katakana for ¥2,000–10,000.

How do I get foreign documents recognized in Japan?

For most purposes: (1) Obtain the original document from your home country, (2) Get an apostille from the competent authority if your country is in the Hague Convention, (3) Have it translated into Japanese by a certified translator, (4) Some institutions may additionally require notarization by a Japanese notary (公証人). Japan does not have a universal certified translator system — any bilingual person can translate, but official institutions may ask for translator credentials.

What happens if I lose my Residence Card?

Report the loss to your local police box (koban) immediately and get a loss report (紛失届). Then visit your regional Immigration Services Agency office within 14 days to apply for a replacement. Bring your passport and the police loss report. Fee: ¥1,600. If you are outside Japan when you lose it, contact the nearest Japanese embassy or consulate.

Do I need to file a tax return if my employer does year-end adjustment?

Not usually. If you have only one employer and no side income over ¥200,000, your employer's year-end adjustment (年末調整) handles your taxes. However, you should file if you want to claim medical expense deductions, furusato nozei with 6+ municipalities, home loan deduction (first year), or if you changed jobs during the year.

What is the best credit card for foreigners in Japan?

Rakuten Card (no fee, 1% points everywhere, VISA) is the best starting card — easy to get with a Japanese address and bank account. After 1+ year in Japan, consider SMBC Visa Card or JCB Card W for broader acceptance and better rewards on specific spending categories. Avoid overseas-issued cards as daily drivers due to foreign transaction fees and limited acceptance at smaller merchants.

Can I use foreign credit cards and ATMs in Japan?

Yes, with caveats. Seven Bank ATMs (in 7-Eleven), Japan Post Bank ATMs, and Lawson ATMs accept most international VISA/Mastercard/Amex. Convenience store ATMs charge ¥110–330 per transaction plus your bank's foreign transaction fee. Many small restaurants, local shops, and vending machines accept cash only — always carry ¥5,000–10,000 in cash.

Is cryptocurrency taxed in Japan?

Yes, and heavily. Cryptocurrency gains are classified as "miscellaneous income" (雑所得) in Japan — taxed at your marginal income tax rate (up to 55% including resident tax), not as capital gains. Losses cannot be carried forward. All crypto-to-crypto trades, NFT transactions, and crypto purchases of goods are taxable events. You must report on your kakutei shinkoku if total miscellaneous income exceeds ¥200,000.

As a new arrival, why is my first-year take-home so high compared to later?

Resident tax (住民税) is billed on the PRIOR year's income. In your first calendar year in Japan you had no prior-year local income, so you generally owe little or no resident tax — roughly 10% of income you don't pay yet. From your second year it kicks in, and monthly take-home drops accordingly. Budget for this; it surprises almost every foreigner.

Do I need to file a kakutei shinkoku if I'm a regular salaried employee?

Usually no. Your employer's year-end adjustment (年末調整) in December settles your income tax. You must file only if you earn over ¥20 million, have side income over ¥200,000, have multiple employers, receive foreign-source income (depending on residency tier), or want to claim deductions like medical expenses, a housing-loan credit, or first-year furusato nozei.

I'm a foreigner — can I use furusato nozei, NISA, and iDeCo?

Yes. None require Japanese nationality. Furusato nozei only requires that you pay resident tax (so it benefits you from your second year). NISA and iDeCo are open to residents with a My Number. Bear in mind that NISA and iDeCo make sense mainly if you expect to stay a Japanese tax resident, and consider your home country's rules (e.g., US PFIC treatment can complicate NISA for Americans).

How does Japan tax my income from abroad?

It depends on your residency tier. Non-residents pay tax only on Japan-source income. Non-permanent residents (non-Japanese, here ≤5 of the last 10 years) are taxed on Japan-source income plus any foreign income paid in or remitted to Japan. Once you become a permanent-for-tax resident (over 5 of the last 10 years), Japan taxes your worldwide income — with relief via the foreign tax credit and treaties.

What happens to my taxes when I leave Japan?

You may still receive a resident-tax bill after departure, because it is assessed on the prior year's income. Appoint a tax agent (納税管理人, nozei kanrinin) before leaving to handle payment and any final return. If you leave mid-year, you may also need to file a departure return. Do not assume leaving cancels the outstanding local-tax liability.

Can foreigners rent an apartment without a Japanese guarantor?

Yes. The most common solution is a guarantor company (保証会社/hoshougaisha) — you pay a fee of 50–100% of one month's rent, and they serve as your guarantor. UR Housing (government-managed apartments) is the easiest option — no guarantor, no key money, no agency fee. Some foreigner-friendly buildings explicitly accept guarantor companies or have relationships with agencies like Global Trust Networks.

What is reikin and do I have to pay it?

Reikin (礼金) is a non-refundable "key money" payment to the landlord, typically 1–2 months' rent. It is NOT legally required, and many modern listings advertise "reikin zero" (礼金0). Searching specifically for reikin-free apartments can save you ¥100,000–200,000 at move-in.

Can foreigners get a mortgage in Japan?

Yes, but it is more complex. Requirements typically include: permanent residence (PR) or minimum a long-term visa, stable income in Japan for 3+ years, Japanese language ability, and significant down payment (10–20%). Japan's mortgage rates are exceptionally low (variable: 0.3–1.5%; fixed 35-year: 1.5–2.5%) through Flat 35 (JHFLC) or major banks.

What are Akiya (vacant houses) and how do I get one?

Japan has approximately 9 million vacant "akiya" (空き家) properties due to rural depopulation. Some municipalities sell or give them away for free under conditions: renovate within a timeframe and live there for 10+ years. The national Akiya Baanku (空き家バンク) database lists available properties. Renovation costs often run ¥3–10 million for older structures.

What if I cannot afford NHI premiums?

If your income is low, you can apply for a premium reduction at your ward office. Reductions of 20-70% are available based on household income. Even with reduced premiums, you receive full coverage. Never skip enrollment — gaps in coverage mean you will owe back-premiums when you do enroll.

Can I see a doctor who speaks English?

Yes, but English-speaking doctors are concentrated in major cities. Use the AMDA International Medical Information Center (03-6233-9266) for multilingual referrals. Major international hospitals include St. Luke's International Hospital in Tokyo. The Himawari medical information service also provides multilingual support.

Can my children attend Japanese public school?

Yes. Foreign children residing in Japan have the right to attend public elementary and junior high school tuition-free, regardless of nationality or residence status. Contact your ward/city office to enroll. Instruction is entirely in Japanese — many schools have supplemental Japanese-language support for foreign children. There are also international schools (¥2–3M/year) and some schools with bilingual programs.

Is the MEXT Scholarship hard to get?

Very competitive. MEXT receives approximately 30,000+ applications annually for around 10,000 positions. Selection includes document screening, written exams, and interviews conducted at Japanese embassies. Your best strategy: apply early through your country's Japanese embassy (Embassy Recommendation) or directly through a Japanese university (University Recommendation). STEM fields and Japanese-language ability improve your chances significantly.

Do I need to speak Japanese to study at a Japanese university?

Not necessarily. Over 800 English-taught degree programs exist at Japanese universities (MEXT-promoted CAMPUS Asia, Global 30 programs). University of Tokyo, Kyoto University, Osaka University, Tohoku University, and Waseda all offer full English-medium programs. However, daily life outside campus will be much easier with at least basic Japanese (JLPT N4 or above recommended for living comfortably).

Do I need to speak Japanese to find work in Japan?

It depends on the role. English-only jobs exist (teaching, some tech companies, international firms) but are competitive and concentrated in Tokyo. For the majority of Japanese companies, N3 Japanese is a minimum expectation with N2 preferred. The IT sector is most foreigner-friendly — many tech companies have adopted English as an internal language. Being bilingual (Japanese + English or another language) commands a significant salary premium.

What is a "black company" (ブラック企業)?

A "black company" (burakku kaisha) refers to an employer known for exploitative labor practices: extreme unpaid overtime, karoshi-risk work hours, harassment, or illegal practices. Red flags: average monthly overtime >80 hours, high turnover rate on Vorkers, vague job descriptions, pressure to do "service overtime" (unpaid extra hours). Always research companies on Vorkers/OpenWork and ask interview questions about average overtime hours.

Can I freelance or run a side business on a work visa?

Generally no — your work visa status specifies your permitted activities. Working outside your permitted scope without permission is an immigration violation. Exception: you can apply for "Permission to Engage in Activities Other Than Those Permitted" at the Immigration Services Agency. The Business Manager visa is required to formally run your own company. Japan's startup visa (available in designated cities like Fukuoka) allows 1-year freelance/startup exploration.

What is the shinsotsu hiring system?

Japan has a unique new-graduate (新卒/shinsotsu) hiring system where companies recruit university students 1–1.5 years before graduation for mass April intake. Foreigners are generally not bound by this cycle — mid-career (中途採用) hiring happens year-round. However, if you hold a Japanese degree, participating in shinsotsu gives access to larger company pools and structured training programs that bypass experience requirements.

Do I need a car in Tokyo or Osaka?

Almost never. Tokyo and Osaka have the world's most comprehensive public transit — living near a train line gives you access to virtually everywhere. Owning a car in Tokyo is expensive: parking costs ¥30,000–80,000/month in central areas, shaken (mandatory biennial inspection) costs ¥80,000–200,000, and expressway tolls are high (Tokyo to Osaka ~¥12,000 one-way). A car makes sense if you live in suburban or rural areas, or need transport for children's activities.

How does the JR Pass work and is it worth it?

The Japan Rail Pass gives unlimited travel on most JR trains (including most Shinkansen except Nozomi and Mizuho) for 7/14/21 days. It must be purchased before arriving in Japan. Costs: 7-day ¥50,000, 14-day ¥80,000, 21-day ¥100,000. It is worth it if you plan multiple intercity trips — a Tokyo-Osaka-Hiroshima-Kyoto round trip alone costs ~¥45,000, making the 7-day pass worthwhile. For a Tokyo-only stay, it is not cost-effective.

Can I use Suica outside Tokyo?

Yes. Suica is interoperable nationwide with all major IC card systems (Pasmo, ICOCA, Toica, SUGOCA, etc.). You can use a single Suica on all trains, subways, and buses from Hokkaido to Okinawa. It also works at most convenience stores, vending machines, and some restaurants across Japan. Load it at any JR or major station ticket machine, convenience stores, or via Apple Pay (Mobile Suica).

Which cities should a first-time visitor prioritize?

For a classic 7-10 day first trip, focus on Tokyo (3-4 days), Kyoto (2-3 days), and Osaka (1-2 days), with easy day trips to Nara and Nikko. This 'Golden Route' captures Japan's essential mix of ultramodern city life and traditional culture, all connected by fast shinkansen trains.

How do I travel between these cities?

The shinkansen (bullet train) network links most major cities on Honshu, Tokyo to Kyoto takes about 2 hours 15 minutes, for example. A Japan Rail Pass can be cost-effective for multi-city itineraries. Distant cities such as Sapporo (Hokkaido) and Fukuoka (Kyushu) are usually reached fastest by domestic flight.

What is the best time of year to visit Japan's cities?

Spring (late March to April) for cherry blossoms and autumn (October to November) for fall foliage are the most popular and scenic seasons. Summer is hot and humid, though ideal for festivals; winter is excellent for Sapporo's Snow Festival and skiing. Book well ahead during cherry blossom and autumn peaks.

Are these cities easy to visit without speaking Japanese?

Yes. Major cities have extensive English signage on trains and at attractions, and IC transit cards (Suica, ICOCA, PASMO) make local travel simple. Translation apps and the friendliness of locals bridge most gaps, though learning a few basic phrases is always appreciated.

How many days do I need for each city?

Tokyo and Kyoto each deserve 3-4 days to explore properly. Osaka, Hiroshima, Sapporo, and Fukuoka warrant 1-2 days each. Nara, Nikko, and Kobe make excellent day trips from a nearby base, while Kanazawa and Nagoya are rewarding 1-day stops or overnight stays.

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